Privacy Policy

PolicyClever.com (the “Site”) is committed to respecting the privacy of visitors. This Site is a privately-owned, for-profit website.

This Privacy Policy ("Policy") will inform you about the categories of personal information, including personally identifiable information (PII), that we collect, and the categories of third parties with whom the information may be shared. "Personal information" and "personally identifiable information" refer to any data used to identify a particular individual, such as a name, address, phone number, email address, financial account information, government-issued identifiers, and any other information that can be linked to a user's personal data. This Policy applies solely to this Site and does not cover other websites you may access through links. PolicyClever.com does not control and is not responsible for the privacy practices of third parties, including advertisers, publishers, agents, or partners.

Information You Provide to Us

To use certain features of the Site, we may request personal and identifiable information such as zip code, age, marital status, homeowner status, and insurance-related information.

We may also track your activity on the Site, such as:

This information may be shared with advertisers or partners for targeted advertising purposes, both on and off the Site, or to personalize your experience. We may also receive data from third parties and combine it with data we collect to enhance targeted advertising or improve your experience on the Site.

Additionally, we collect anonymous data like your IP address, browser type, and device information ("traffic data"). This traffic data helps us analyze how the Site is used and improve its functionality. It remains anonymous unless combined with personal information you voluntarily provide. We may share traffic data, analysis results, and other non-identifiable information with advertisers and service providers.

Cookies

We use cookies, small data files stored on your computer, to recognize you and improve your experience. Cookies help us track your visits and usage of the Site. You may adjust your browser settings to reject cookies, but this may impact your experience on the Site.

Third-party advertising companies may use cookies and other tracking technologies (such as pixel tags) to serve ads based on your browsing behavior. These third-party services are subject to their own privacy policies.

Links to Other Sites

This Site may contain links to third-party websites, including advertisers, partners, and service providers. PolicyClever.com is not responsible for the privacy practices or content of these third-party websites. We recommend reviewing the privacy policies of any website you visit through a link on our Site.

Updates and Changes to Privacy Policy

We reserve the right to update or modify this Policy at any time. Changes will take effect immediately upon being posted on the Site. It is your responsibility to review the Policy periodically for updates.

Effective Date: This Policy is effective as of the date it is posted.

Terms of Service

ATTENTION: PLEASE READ THIS TERMS OF USE AGREEMENT CAREFULLY BEFORE USING THIS WEBSITE. USING THIS WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEBSITE.

THIS SITE IS NOT DIRECTLY OWNED OR OPERATED BY, NOR AFFILIATED WITH, ANY INSURANCE PROVIDER.

1. USE OF THIS SITE

By accessing PolicyClever.com (the “Site”), you agree to abide by this Terms of Use Agreement (“Agreement”), which may be updated from time to time. This Agreement, along with the Privacy Policy, constitutes the entire agreement between us and you and supersedes any prior agreements. This Site and all information on it are provided "as is," and you assume the risk of any inaccuracies or out-of-date information. There is no guarantee that the Site will always be available or compatible with your browser or software. The Site may be subject to interruptions for maintenance or updates.

2. NO DIRECT AFFILIATION WITH INSURANCE PROVIDERS

This Site is not owned or operated by, nor affiliated with, any insurance provider.

3. COPYRIGHT AND TRADEMARKS

All content, graphics, logos, and intellectual property on this Site are owned by the Company or its affiliates and are protected by copyright and trademark laws. You do not acquire ownership of any materials displayed on this Site without our express written consent. Materials are provided for personal use only and do not imply any transfer of rights. All rights are reserved.

4. THIRD-PARTY AND AFFILIATED WEBSITES

We have no control over third-party websites linked from this Site, including advertisers or affiliates. We are not responsible for the content, performance, or privacy policies of these third-party sites. Links are provided for convenience and do not imply endorsement. Accessing these third-party websites is at your own risk.

5. LINKING POLICY

If you link to this Site, you must not damage or misrepresent the goodwill associated with PolicyClever.com or imply any sponsorship or affiliation without our written consent. Links from websites promoting illegal or inappropriate content are strictly prohibited.

6. PROHIBITED ACTIONS

You agree not to engage in any actions that could compromise the security of the Site, including unauthorized access to data, disrupting services, or transmitting harmful code. Violation of these terms may result in legal action.

7. WARRANTY DISCLAIMER

The Site is provided “as is,” and we make no guarantees about its availability or accuracy. We disclaim all warranties, express or implied, including fitness for a particular purpose. Your use of the Site is at your own risk.

8. LIMITATION OF LIABILITY

We are not liable for any damages resulting from the use of this Site, including direct, indirect, incidental, or consequential damages.

9. INDEMNIFICATION

You agree to indemnify and hold harmless the Company, its affiliates, and its agents from any claims or liabilities arising from your use of the Site or violation of this Agreement.

10. PRIVACY POLICY

Our Privacy Policy is incorporated into this Agreement by reference.

11. JURISDICTION/GOVERNING LAW

This Agreement is governed by the laws of the State of California, and any disputes will be handled in California courts. You agree to the jurisdiction of these courts for resolving any legal matters.

12. MODIFICATION OF TERMS

We reserve the right to modify this Agreement at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Agreement.

13. SEVERABILITY/WAIVER

If any provision of this Agreement is deemed unenforceable, the remaining provisions will remain in full effect. Waivers of any breach do not imply waivers of future breaches.

14. ACKNOWLEDGEMENT

By accessing or using this Site, you acknowledge that you have read this Agreement and agree to its terms.